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So you’ve heard the term Lifetime Community Rating (LCR) and you’re wondering what does this mean for me and how will it affect the cost of my health insurance? 

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Pay for your first child and all the rest are free, regardless of how many you have.

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If you're an existing laya healthcare member we'd like to offer you a year's free life cover worth 10,000. 

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  • Call centre based in Ireland 
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