Changes to Contact Centre Hours

Our contact centre will be closed on Saturday, 14th December. We apologise for any inconvenience caused.

Tax Relief Changes

TRS stands for Tax Relief at Source. 

Since 2014, those who had private medical insurance had 20% tax deducted from their full Gross Premium by their private medical insurers on behalf of the Revenue Commissioner.

From 1st January 2024, Revenue has communicated a slight change in this rate which impacts new and renewed laya healthcare policies from that date. 

The TRS will reduce from 20% to 19%, effective on all renewals and new policies effective from 1st January 2024

The reduction in the TRS means that net premiums for customers will marginally increase, however this is as a direct result of the TRS rate change by Revenue and not as a result of any premium rate increase by laya healthcare.