A simpler way to cover your family

We know family costs add up. That’s why we’ve lowered the price for kids across our range of Access and Signify plans. Get faster access to great healthcare benefits for your family including:

Faster Urgent: Be seen in 60 minutes or less at any of our Laya Health & Wellbeing Clinics nationwide.
24/7 Access to GPs and Nurses: Book our online doctor GPLive in minutes, or get expert medical advice over the phone 24/7 via our Nurseline service.
Faster Scans, Faster Answers: Get an MRI or X-ray appointment within 5 days, with results in just 2 days.

With savings of up to 36% on kids’ cover* across Access and Signify plans, it’s easier to find a level of cover that fits your family now, and as they grow.

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Access Plans

Access plans are designed for families who want dependable hospital cover and strong support for urgent health needs, at a lower monthly cost.

They provide core benefits families can rely on throughout the year, while keeping everyday healthcare simple and cost effective through digital services.

What's included:

Comprehensive hospital cover across public and private hospitals, with access to the Beacon network.
Faster access to urgent care at Laya Health & Wellbeing Clinics.
24/7 digital access to GPs, nurses, and mental wellbeing support.
Lower premiums by focusing cover on hospital care, urgent services, and essential support.

By prioritising hospital and urgent care, with everyday support built in digitally, Access plans help keep premiums predictable without compromising on care when it matters most.

They’re a practical choice for families looking for reliable cover and good value, without paying for benefits they may not regularly use.

AccessHealth

AccessCare

Signify Plans

Signify plans include all the benefits of our Access plans, with additional cover for everyday healthcare families rely on throughout the year.

They combine comprehensive hospital cover including Beacon with broader support for ongoing family health needs.

What's included:

Comprehensive hospital cover across public and private hospitals including the Beacon.
Everyday healthcare benefits, including cover for GP visits used throughout the year.
Faster access to care, through Laya Health & Wellbeing Clinics and digital services, helping families get seen sooner.
Wider cover and fewer out of pocket costs across a broader range of healthcare needs.

With added everyday benefits and wider support, Signify plans suit families who expect to use their cover more regularly and want greater certainty and convenience as their healthcare needs evolve.

Signify

Signify Plus

Signify Care

Your family’s health, our top priority

From urgent care to expert support, we make family healthcare fast, accessible, and worry-free.

Faster urgent care for less

Be seen in 60 minutes or less at any of our Laya Health & Wellbeing Clinics nationwide, because your family’s time matters.

24/7 access to GPs and nurses

Speak to a doctor or nurse anytime, day or night, through our digital and telehealth services, perfect for busy family life.

Expert mental wellbeing support

Access to 24/7 Mental Wellbeing services, including professional support whenever your family needs it most.

Faster scans, faster answers

Get an MRI or X-ray appointment within 5 days, with results in just 2, so you can focus on what matters most: your family.

Laya Health & Wellbeing Clinics | Switch to Laya Healthcare

Faster Urgent Care

Laya Health and Wellbeing Clinics

If you’re struck by sudden back pain, sustain a sports injury or have an ear infection or UTI, our expert medical team can treat you at a Laya Health and Wellbeing Clinic.

Our clinics are open 10am - 10pm, 365 days a year, to everyone over the age of 12 months, and you won’t wait any more than an hour to be seen.

Our members can also avail of a range of wellbeing services – things like HeartBeat cardiac screening and consultations with a Healthcoach.

Learn More

*A 36% saving, based on price reductions calculated against the average child gross premiums from September 2025 across the Signify and Access plan range

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Families save more

Save up to 36% for kids across Access and Signify plans