Ways to Save on Your Health Insurance

Helping you understand the trade-offs between your health insurance premium and the cover provided by your Plan.

With the cost of living rising, we want to be open about the ways you may be able to reduce your premium - while still feeling confident about your cover.

The starting point is what matters to you

The best place to begin isn’t with a Plan name – it’s with what matter most to you.

Have a think about…

• The hospitals and rooms you’d want to use
  Your current plan may give you access to certain private or high-tech hospitals, or private rooms, that may not be important to you
• How comfortable you are contributing towards costs if you need care
  Choosing a higher excess or shortfall can reduce your premium.
• The benefits you really care about
  You may find you’re not using some day-to-day benefits – for example, being able to claim back 50% on expenses

This approach means you may feel comfortable making changes that lead to real savings, without giving up peace of mind that you’re covered for the things that matter to you.