Signify – Insurance Product Information Document
Document details
|
Company |
AXA Insurance dac |
|
Trading as |
laya healthcare |
|
Product |
Signify |
On this page
- Hospital cover
- Day-to-day expenses covered
- Benefits covered
- Full benefits of Signify
- Everyday medical expenses
- Maternity, fertility & child healthcare benefits
- Cancer treatment
- Overseas cover
- Laya Healthcare Concierge
- Healthcoach
- Digital Health
- Health screening
- Support services
- Minor Injuries and Illnesses
- Original PDF
Hospital cover
- Private room in all public hospitals.
- Semi-private room in private hospitals.
- Semi-private room in the Beacon Hospital.
Day-to-day expenses covered
- Acupuncture
- Chiropody/Podiatry
- Chiropractor
- Consultant visits
- Dietician
- GP/Nurse visits
- Homeopathy
- Hospital casualty charge
- Occupational therapy
- Orthoptist
- Osteopath
- Physiotherapy
- Reflexology
- Speech & language therapy
- Travel vaccinations
Benefits covered
- Laya Health & Wellbeing Clinics
- Cancer Care Cover
- Excellent Cardiac Cover
- Scan Cover
- Healthcoach
- HeartBeat cardiac screening
Full benefits of Signify
- Hospital Cover - Public Hospitals
- Day-case/Out-patient surgical – Full cover
- Semi-private – Full cover
- Private – Full cover
- Hospital Cover - Private Hospitals
- Private hospital excess – €150 excess for day-case/out-patient surgical & €300 excess for overnight in-patient admissions. Overnight in-patient excess is payable a maximum of 2 times per year
- Day-case/Out-patient surgical – Full cover, including Beacon Hospital
- Semi-private – Full cover, including Beacon Hospital
- Private – €100 shortfall per night, including Beacon Hospital. Full cover in Mater Private Cork & Bon Secours Limerick
Everyday medical expenses
- Annual out-patient excess – €10
- Out-patient limit – €6,500
- GP/Nurse visits – Up to €25 per visit for 3 visits. 100% cover for 2 HSE GP out of hours visits
- Consultant visits – Up to €40 per visit
- Hospital casualty charge – Up to €50 per visit
Maternity, fertility & child healthcare benefits
- Maternity in-patient hospital delivery/homebirth costs – Full cover for 3 nights in a public hospital or up to €3,500 per year towards homebirth costs
- Home nursing for children (following in-patient treatment) – Up to €50 per day for 28 days
- First Steps fertility package – 50% of costs up to €1,250 per year.
Cancer treatment
- Breast prosthesis or hairpiece (following cancer treatment) – Full cover for both
- Cancer accommodation benefit – Up to €100 per night. No limit
- Manual lymph drainage – Up to €500 per year
Overseas cover
- Emergency hospital admission while overseas (+353 21 422 2204) – Up to €100,000 per episode of illness or injury
- Medical Evacuation – Up to €2 million towards the cost of medical evacuation.
Laya Healthcare Concierge
Unlimited access to clinical support service with a dedicated healthcare professional (021 202 2893)
Healthcoach
Healthcoach face to face consultations – Full cover for 1 consultation every 2 years
Digital Health
- GPlive (online GP consultation) – Full cover - unlimited consultations
- 24 Hour GPline (021 202 2860) – Full cover from Ireland & abroad
- 24 Hour Nurseline (021 202 2861) – Full cover from Ireland & abroad
Health screening
- HeartBeat cardiac screening – Full cover for 1 screen every 2 years for members over the age of 12
- Direct payment MRI, CT & PET scans – Full cover in approved direct payment centres
Support services
24/7 Telephone Counselling (1800 911 909) – Full cover
Minor Injuries and Illnesses
QuickCare consultations & treatment – €50 excess per visit in approved minor injuries & illness centres
Fracture Clinic – €50 excess per visit in approved minor injuries & illness centres
Original PDF
https://www.layahealthcare.ie/api/document/dynamic/ipid?id=635&asOnDate=2026-08-11