Terms & Conditions

Laya healthcare has taken great care in the development and presentation of this website and the material present on it. However, there may be inadvertent and occasional errors for which we apologise.

To the maximum extent permitted by law, Laya healthcare disclaims all warranties, express or implied, as to the accuracy of the information contained in any of the material on this website.

Laya healthcare reserves the right to close any or all of the site at any time and to amend or correct any site content, with or without prior notice.

Laya healthcare shall not be liable to any person or persons for any loss or damage which may arise in any way from any action, decision, omission or communication connected with the site or any of the information contained in any of the material on the site.

Laya healthcare can take no responsibility for any material placed on or linked to the site by any person or persons without authorisation.

Material on this website is directed primarily at viewers in the Republic of Ireland. Laya healthcare make no representations with regard to any of the material in relation to other states. Those accessing this website from locations outside the Republic of Ireland are responsible for compliance with local laws, to the extent that local laws are applicable.

This site will from time to time incorporate links (Internet hypertext links), leading to websites which are not under the control of laya healthcare. Laya healthcare will accept no responsibility or liability in respect of the material on any website that is not under the control of laya healthcare.

These provisions (terms, conditions, disclaimers and exclusions) shall be construed in accordance with the laws of the Republic of Ireland. If any of these provisions are deemed or found to be unlawful, void or for any reason unenforceable then the provision or provisions so found shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.


This website is protected by copyright. It is published by laya healthcare and may not be reproduced other than when downloaded and viewed on a single computer for private use only. It is not to be otherwise reproduced or transmitted or made available on a network without the prior written consent of laya healthcare. All other rights reserved.


Our primary objective is to provide a first class service to our members at all times. However, if you are in anyway dissatisfied please phone, e mail or write to;

The Customer Service Manager
Laya Healthcare
Eastgate Road
Eastgate Business Park
Little Island
Co Cork
Telephone: 1890 700 890

Laya Healthcare takes part in the insurance ombudsman scheme. In the event of your dissatisfaction continuing you have direct recourse to the

Office of the Insurance Ombudsman.
Financial Services Ombudsman
3rd Floor, Lincoln House
Lincoln Place
Dublin 2
Telephone: 1890 88 20 90
Fax: 01 6620890
Email: enquires@financialombudsman.ie or visit www.financialombudsman.ie