Essential Suite : Essential First

How Essential First can benefit you

If you need quality, affordable health cover, then Essential First is just right for you. Take advantage of:

  • Access to public hospitals
  • 24 hour Nurseline, and
  • Overseas emergency cover

Plus, it’s the lowest cost scheme on the market!

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Additional Benefits

Do waiting periods apply to me?

Your cover will start immediately without any waiting period if you are switching from another insurer.  If you’re new to private health insurance, the benefits of your policy may become available to you after a short time. (Click here to find out more)