Going to hospital

Access to a wider choice of hospitals and the comfort and security of private medical facilities is one of the main benefits of health insurance cover. The following shows you exactly what hospital cover you are entitled to under each scheme on the CompanyCare Suite.

It’s also good to note, consultant fees relating to your hospital stay will be covered in full provided the consultant is fully participating with Laya Healthcare. 99% of consultants participate with us and you can call us to confirm your cover.

Company Care Starter
Hospital List
Company Care Choice
Hospital List
Company Care
Hospital List
Company Care Plus
Hospital List
Company Care Premium
Hospital List
Company Care Gold
Hospital List

CompanyCare
Choice Excess, CompanyCare
Excess &
CompanyCare
Premium Excess
Private Hospital
Excess Information


An excess of €50, €125 or €200 per claim may apply depending on the private hospital you are attending.


This excess does not apply to public hospitals.

Public Hospitals
Day-case tick tick tick tick tick tick
Semi-private tick tick tick tick tick tick
Private tick tick tick tick tick tick
Private Hospitals (selected privated hospitals on the CompanyCare Starter scheme)
Day-case tick tick tick tick tick tick
Semi-private tick tick tick tick tick tick
Private tick tick tick
Hi-tech Hospitals
Day-case tick tick tick tick tick
Semi-private tick
Private tick
Handy Definitions
Day-case When you receive treatment using a bed and do not stay overnight; or if you receive treatment in an out-patient surgery facility.
Semi-private When you receive treatment and stay overnight in a ward with 2-5 bed.
Private When you receive treatment and stay overnight in a private room.


Medical Tourism

If you are covered for a medically necessary surgical procedure in Ireland, but for whatever reason want to have it carried out somewhere else in the EU, then our Medical Tourism benefit will help you do this.

For more information please contact us and we will be happy to discuss your options with you.


back