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Hospital cover 
Day-to-day medical expenses

Waiting periods: Your cover will start immediately without any waiting period if you have held private health insurance within the past 13 weeks and the level of cover on your previous policy was higher or of the same level as your new policy. If you are new to private health insurance or if you previously held a lower level of cover for private health insurance, the full benefits of your policy may become available to you after a short time. Find out more.

Disclaimer: Please note, a credit charge applies if paying by instalments. Full cover for screening is at our approved centres. Please refer to the scheme Rules and Table of Benefits of your chosen scheme for further details. And for further information on all our schemes, benefits and offers you can contact us on our details above.

*Lifetime Community Rating: From the age of 35, you could pay an extra 2% on premiums for every year you go without private hospital insurance. Learn more at www.lcr.ie

Discount explained: A discount amount is only available on policies labelled with the discount badge which includes a % discount and that are purchased online. The discount has already been deducted from the price shown on this quotation if applicable.

On 1st Sep 2015 the benefits on some of the schemes below were changed. Any members who renewed or purchased schemes before Sep 1st 2015 should check their original documentation in the member log in area or call us on 1890 700 890 to clarify their benefits.