Going into hospital
Access to a wider choice of hospitals and the comfort and security of private medical facilities is one of the main benefits of health insurance cover. The following shows you exactly what hospital cover you are entitled to under the Health Sense scheme.
It’s also good to note, consultant fees relating to your hospital stay will be covered in full provided the consultant is fully participating with Laya Healthcare. Ninety nine percent of consultants participate with us and you can call us to confirm your cover.
| Health Sense Hospital List |
Private Hospital Excess InformationAn excess of €50, €125 or €200 per claim may apply depending on your scheme and the private hospital you are attending. Please refer to the hospital list. Please note this excess does not apply to public hospitals. |
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| Public Hospitals | ||
| Day-case |  |
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| Semi-private | |
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| Private | |
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| Private Hospitals | ||
| Day-case | |
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| Semi-private | |
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| Private | ||
| Hi-tech hospitals | ||
| Day-case | |
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| Semi-private | ||
| Private | ||
| Handy Definitions | ||
| Day-case | When you receive treatment using a bed and do not stay overnight; or if you receive treatment in an out-patient surgery facility. | |
| Semi-private | When you receive treatment and stay overnight in a ward with 2-5 beds. | |
| Private | When you receive treatment and stay overnight in a private room. | |
Medical Tourism
If you are covered for a medically necessary surgical procedure in Ireland, but for whatever reason want to have it carried out somewhere else in the EU, then our Medical Tourism benefit will help you do this.
For more information please contact us and we will be happy to discuss your options with you.
